Refinancing
Refinancing a property loan after the lock-in period can result in significant savings every month. Additionally, clients can take advantage of legal and valuation subsidy plans.
Cash Out
(Property / Equity Term Loan)
Property owners looking to secure substantial financing have the option to 'cash out' on their property if its value has increased over time or exceeds the amount they have paid toward it so far.
New Purchase
We consistently compare and select the best mortgages from all major banks and prestigious financial institutions, offering the finest and most extensive range of commercial and industrial property loans.
We recommend regular Home Loan Health Checks every 2-3 years to ensure that clients’ home loan are in keeping with the current market and their home loan has the features that really matter to them.
Refinancing is not only an opportunity to potentially secure a lower interest rate, but also a chance to add new features to the loan such as an offset/redraw facility or credit card or to consolidate existing debt into the mortgage facility.
We have access to many loans options of a wide choice from both banks and a selection of specialist lenders. We even take care of the legwork involved in finding the right home loan at the best rates, so clients can spend time doing the things they love. We take the time and hassle out of shopping around for a home loan and guide our clients through the process to help them make better choices with their finances.
In Singapore, commercial property financing is offered by only a select group of lenders, unlike residential property loans. This results in higher interest rate spreads, especially after the lock-in period, making the rate post-lock-in a key factor to consider.
At BE ONE, we offer comprehensive comparisons of financing packages for both individuals and private limited companies. For companies, there is usually a distinction between financing for properties used for business operations and those set up exclusively for holding commercial properties, known as investment-holding companies.